Join India's trusted merchant credit distribution network. Sourced for small kirana shops, retailers, and nano-MSMEs with daily UPI auto-debit and guaranteed weekly commission payouts.
Working capital channeled to retailers & nano MSMEs
DSAs, Field Agents, and Business Correspondents
Kirana, apparel, hardware, and grocery businesses
Daily automated UPI & e-NACH mandate discipline
We equip you with dedicated digital tools, fast loan sanctioning, and continuous ground support to build a high-income lending business.
Earn across all 3 key touchpoints: File Sourcing fees, Disbursal commissions (up to 3.0%), and extra Collection performance incentives.
No 30-day waiting cycles. All approved file commissions and disbursal earnings are credited to your registered bank account every single week.
Log merchant leads, scan documents, track real-time underwriting status, and monitor your commission earnings from your smartphone.
Loans are repaid in small daily micro-EMIs via automated UPI / e-NACH mandates. Merchants repay effortlessly, maintaining 97%+ collection efficiency.
Joining the Rinsetu partner ecosystem is 100% free. No registration fee, no deposit, no hidden deductions — just pure earning opportunity.
You are never alone. An experienced territory manager provides one-on-one training, field pitch assistance, and lead conversion guidance.
Adjust the sliders and select your preferred partner role to see realistic monthly and annual income projections.
Estimates calculated based on active partner commission structure & average ticket performance
Commission Notice: Projections shown are indicative based on active commission rates. Actual monthly payouts depend on achieved disbursals, loan sanctioning, and maintaining the portfolio collection benchmark (≥97%). Subject to partner agreement terms.
Our streamlined lending journey is 100% digital, paperless, and backed by fast credit decisions.
Submit your application. Receive KYC verification, partner portal login, and mobile CRM access within 48 hours.
Identify local retailers in your area. Capture shop GPS photo, merchant Aadhaar/PAN, and QR-linked bank statements.
Underwriting completes in minutes. Merchant accepts sanction letter digitally and completes automated UPI / e-NACH mandate.
Loan funds are credited directly into the merchant's verified bank account from NBFC partner Blue Jay Finlease.
Daily micro-EMIs auto-deduct seamlessly. You receive weekly payouts for sourcing and disbursals, plus monthly collection bonuses.
Transparent terms sourced through NBFC Blue Jay Finlease, designed specifically for retailers and nano MSMEs.
Operating under an upfront 5% refundable security deposit structure with NBFC partner Blue Jay Finlease. Daily automated UPI/e-NACH collection mandates ensure high portfolio health, keeping PAR 30+ under 2% and partner collection efficiency above 97%.
Whether you are an independent finance professional or ground field agent, review the eligibility profile below.
Professionals well-suited to become partners
Checklist required to complete partner KYC
Select how you want to work — from pure digital referral to dedicated on-ground field distribution.
For independent financial agents who source applications and refer qualified retailers from their existing client book.
Ground-level sourcing and onboarding specialist who visits kirana shops, verifies GPS coordinates, and follows up on daily collections.
For established finance companies, CSP operators, and agencies managing portfolio distribution across an entire territory.
Submit your basic details. Our territory partner manager will call you within 24 hours to review your profile, answer questions, and set up your mobile CRM login.
Takes less than 2 minutes • Free KYC
Thank you for choosing Rinsetu Online. Our Regional Partner Onboarding Manager will call your mobile number within 24 hours to complete your verification and app activation.
Clear, honest answers about our partnership program, commission payouts, and lending parameters.
